Workers compensation insurance provides lost wages, medical costs, and rehab expenses for employees that become sick or injured at work. Workers compensation is mandated throughout the United States, although each state has various differences in rules and regulations. Workers compensation also pays eligible dependents survivor benefits due to an employee’s work-related death. Failure to offer workers’ compensation coverage can result in significant financial penalties for your business and even possible imprisonment. Workers’ compensation is critical for any company, as it protects your business from lawsuits due to work-related injuries, while also helping employees cover the costs of workplace injuries and illnesses.
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