Commercial umbrella insurance gives your business an added layer of protection by supplementing your existing insurance coverage. For example, umbrella insurance coverage can protect your company from lawsuits that exceed your current insurance coverage. Commercial umbrella insurance supplements other coverages such as general liability insurance, hired and non-owned auto liability insurance, and an employer’s liability insurance. A commercial umbrella insurance policy is especially beneficial for companies that are open to the public, employees that drive their own vehicles, or high-risk jobs that may result in serious injuries. A commercial umbrella policy is well worth the additional investment to protect your business from expensive lawsuits.
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